POSTBulk Bank Account Verification
Submit multiple bank accounts for penny-drop verification in a single API call; poll a status API for per-account results.
- Moves money: Moves real money and cannot be undone. After a timeout, confirm the outcome before ever re-sending.
- ₹2.04 + GST / verification: Billed per item inside the batch, not per call.
Accepts an array of bank account + IFSC pairs and enqueues them for asynchronous penny-drop verification. Returns a bulk_reference_id immediately; use the Bulk Bank Account Verification Status API to retrieve per-account results once processing completes. Ideal for batch onboarding, payroll runs, and large-scale disbursement pipelines where sequential single-account calls would be too slow.
Request
Body parameters
| Field | Type | Required | Description |
|---|---|---|---|
initiator_id | string | required | Registered mobile number of the API user (see Platform Credentials).e.g. 9962981729 |
client_ref_id | string | optional | Unique reference ID per API call, generated by your system (10–20 characters; 10 recommended). The SDKs generate one for every non-GET call when you don't.e.g. 2026010100123456789 |
entries | array | required | Array of bank account objects to verify. Each entry must contain a unique reference_id, bank_account and ifsc.e.g. [{"reference_id":"1","bank_account":"026291800001191","ifsc":"YESB0000262"},{"reference_id":"2","bank_account":"00011020001772","ifsc":"HDFC0000001"}] |
entries[].reference_id | string | required | Your unique id for this entry within the batch. It is returned with this entry's result in the Bulk Bank Account Verification Status API.e.g. 1 |
entries[].bank_account | string | required | Bank account number for this entry. Send as a string to preserve leading zeros.e.g. 026291800001191 |
entries[].ifsc | string | required | IFSC code for this entry's bank account.e.g. YESB0000262 |
initiator_idstringRequiredRegistered mobile number of the API user (see Platform Credentials).
example: 9962981729
client_ref_idstringoptionalUnique reference ID per API call, generated by your system (10–20 characters; 10 recommended). The SDKs generate one for every non-GET call when you don't.
example: 2026010100123456789
entriesarrayRequiredArray of bank account objects to verify. Each entry must contain a unique reference_id, bank_account and ifsc.
example: [object Object],[object Object]
entries[].reference_idstringRequiredYour unique id for this entry within the batch. It is returned with this entry's result in the Bulk Bank Account Verification Status API.
example: 1
entries[].bank_accountstringRequiredBank account number for this entry. Send as a string to preserve leading zeros.
example: 026291800001191
entries[].ifscstringRequiredIFSC code for this entry's bank account.
example: YESB0000262
These headers authenticate and sign every request. See How Auth Works for details.
| Field | Type | Required | Description |
|---|---|---|---|
developer_key | string | required | Static API key issued to your account after KYC. |
secret-key | string | required | Dynamic per-request signature: base64(HMAC-SHA256(timestamp, base64(access_key))). |
secret-key-timestamp | string | required | Current time in milliseconds since UNIX epoch, used to compute secret-key. Must match server time. |
content-type | string | required | application/jsone.g. application/json |
developer_keystringRequiredStatic API key issued to your account after KYC.
secret-keystringRequiredDynamic per-request signature: base64(HMAC-SHA256(timestamp, base64(access_key))).
secret-key-timestampstringRequiredCurrent time in milliseconds since UNIX epoch, used to compute secret-key. Must match server time.
content-typestringRequiredapplication/json
example: application/json
Responses
statusnumberPrimary success indicator (0 = success).
messagestringHuman-readable response / error message.
response_status_idnumberUI display hint only (-1/0 success, 1 failure, 2 initiated, 3 refund initiated, 4 refunded). Never branch on it — use `status` (and `tx_status` for financial APIs), or `response_type_id` where documented.
response_type_idnumberA unique id for every possible response shape (success or error) — useful for client logic branching and analytics.
dataobjectAPI-specific response payload.
bulk_reference_idnumberUnique reference ID for this bulk verification batch. Pass this to the Bulk Bank Account Verification Status API to poll for per-account results.
statusstringProcessing state of the batch (e.g. RECEIVED).
bulk_verification_idstringVerification id assigned to the batch.
tidnumberEko transaction id for this batch. Persist it for reconciliation.