---
type: "solution pack"
title: "Motor Insurance Pack — Vehicle & RC Verification API"
description: "Instant motor insurance with auto-filled vehicle details. Vehicle RC, DL, PAN verification in 30 seconds. Used by 500+ companies across India."
slug: "motor-insurance-pack"
category: "fleet-motor"
canonical: "https://eps.eko.in/solutions/motor-insurance-pack"
---


> **Canonical URL:** https://eps.eko.in/solutions/motor-insurance-pack
> This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above.

# Motor Insurance Pack

Pre-built verification bundle for motor insurance workflows — vehicle RC details, ownership, insurance history, and driver verification in minutes.

_Vehicle RC + owner verification for motor insurance_

To get started, fill the form at https://eps.eko.in/signup (with your name, mobile number and email) or call us at +919513181707

## APIs in this pack

- [Vehicle & RC Verification](https://eps.eko.in/products/vehicle-rc-verification-api) ([markdown](https://eps.eko.in/products/vehicle-rc-verification-api.md))
- [Driving Licence Verification](https://eps.eko.in/products/dl-verification-api) ([markdown](https://eps.eko.in/products/dl-verification-api.md))
- [PAN Verification](https://eps.eko.in/products/pan-verification-api) ([markdown](https://eps.eko.in/products/pan-verification-api.md))
- [E-Challan Verification](https://eps.eko.in/products/e-challan-verification-api) ([markdown](https://eps.eko.in/products/e-challan-verification-api.md))
- [Name Match](https://eps.eko.in/products/name-match-api) ([markdown](https://eps.eko.in/products/name-match-api.md))
- [Bank Account Verification (Penny Drop)](https://eps.eko.in/products/bank-verification-api) ([markdown](https://eps.eko.in/products/bank-verification-api.md))

## Trust Signals

- Sub-30-second verification
- Reliable, high-volume workflows

## What This Pack Does

Verify vehicle details, ownership, and driver eligibility in under 30 seconds — enabling instant motor insurance quotes and policy issuance without manual form filling.

## Included APIs

### [Vehicle & RC Verification](https://eps.eko.in/products/vehicle-rc-verification-api)
**What it does:** Fetch complete vehicle data from VAHAN — chassis, engine, make/model, fuel type, ownership, RC status, and previous insurance.

**Why it matters:** Pre-fills the policy application with verified vehicle data and checks previous insurance history — required for accurate premium calculation and lapse detection.

### [Driving Licence Verification](https://eps.eko.in/products/dl-verification-api)
**What it does:** Verify the policyholder's driving licence validity and suspensions.

**Why it matters:** Affects risk underwriting — suspended or invalid licences change the risk profile significantly.

### [PAN Verification](https://eps.eko.in/products/pan-verification-api)
**What it does:** Verify policyholder identity for premium above ₹50,000.

**Why it matters:** IRDAI mandates PAN verification for high-premium policies and for tax deductions on claims.

### [E-Challan Verification](https://eps.eko.in/products/e-challan-verification-api)
**What it does:** Fetch pending traffic challans and violation history for the vehicle.

**Why it matters:** Challan history indicates driving behavior risk — affects premium calculation and underwriting decisions.

### [Name Match](https://eps.eko.in/products/name-match-api)
**What it does:** Match the proposer's name across PAN, RC ownership, and the claims bank account.

**Why it matters:** Confirms the policyholder, vehicle owner, and payout account align — reduces claim fraud and KYC mismatches.

### [Bank Account Verification (Penny Drop)](https://eps.eko.in/products/bank-verification-api)
**What it does:** Penny-drop verify the policyholder's account for claim and refund payouts.

**Why it matters:** Ensures claim settlements reach a live, name-matched account — fewer failed or misrouted payouts.

## How It Works

1. Customer enters vehicle registration number
2. Vehicle & RC Verification — make, model, engine, ownership & insurance pre-filled
3. DL Verification — driver risk profile assessed
4. Instant quote generated — policy issued in minutes

## Industries Using This Pack

- [Insurance](https://eps.eko.in/industries/insurance) ([markdown](https://eps.eko.in/industries/insurance.md))
- [Automotive](https://eps.eko.in/industries/automotive) ([markdown](https://eps.eko.in/industries/automotive.md))
- [Logistics & Fleet](https://eps.eko.in/industries/logistics-fleet) ([markdown](https://eps.eko.in/industries/logistics-fleet.md))

## FAQs

### Does Eko provide claims verification too?
Currently the Motor Insurance Pack covers the underwriting/onboarding workflow. Claims verification APIs are on the roadmap. Contact sales for early access.

### What data does the Vehicle & RC Verification API return?
Make, model, fuel type, engine number, chassis number, registration date, owner name, registration state, insurance details, blacklist status, permit info, and financing status — 50+ fields in a single call.

## Related Solutions

- [Fleet Compliance Pack](https://eps.eko.in/solutions/fleet-compliance-pack) — Ongoing fleet RC & DL compliance monitoring ([markdown](https://eps.eko.in/solutions/fleet-compliance-pack.md))
- [Gig Worker Onboarding Pack](https://eps.eko.in/solutions/gig-worker-onboarding-pack) — Vehicle & driver onboarding for gig platforms ([markdown](https://eps.eko.in/solutions/gig-worker-onboarding-pack.md))

- [Site index](https://eps.eko.in/index.md): Full list of API products, industries, and solution packs