---
type: "solution pack"
title: "DBT Cashout Pack — Government Benefit Withdrawal API"
description: "Enable DBT benefit cashout at agent points via AePS. PM-KISAN, MGNREGA, and all Aadhaar-linked government schemes. 200K+ agent touchpoints."
slug: "dbt-cashout-pack"
category: "agent-banking"
canonical: "https://eps.eko.in/solutions/dbt-cashout-pack"
---


> **Canonical URL:** https://eps.eko.in/solutions/dbt-cashout-pack
> This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above.

# DBT Cashout Pack

Enable citizens to withdraw government DBT benefits at agent points — biometric cashout from PM-KISAN, MGNREGA, and all state DBT schemes.

_Government DBT withdrawal at agent points via AePS_

To get started, fill the form at https://eps.eko.in/signup (with your name, mobile number and email) or call us at +919513181707

## APIs in this pack

- [AePS Cashout](https://eps.eko.in/products/aeps-api) ([markdown](https://eps.eko.in/products/aeps-api.md))
- [Bank Account Verification](https://eps.eko.in/products/bank-verification-api) ([markdown](https://eps.eko.in/products/bank-verification-api.md))
- [Name Match](https://eps.eko.in/products/name-match-api) ([markdown](https://eps.eko.in/products/name-match-api.md))
- [DigiLocker Integration](https://eps.eko.in/products/digilocker-api) ([markdown](https://eps.eko.in/products/digilocker-api.md))

## Trust Signals

- Critical DBT infrastructure
- Used in 500+ districts
- RBI compliant
- Reliable, high-volume workflows

## What This Pack Does

Let any citizen withdraw their government benefit at the nearest kirana store — using only their Aadhaar number and fingerprint — in under 30 seconds.

## Included APIs

### [AePS Cashout](https://eps.eko.in/products/aeps-api)
**What it does:** Biometric cash withdrawal from any Aadhaar-linked government scheme account.

**Why it matters:** The only way rural beneficiaries can access DBT funds without an ATM card — serves 100 million+ Jan Dhan account holders.

### [Bank Account Verification](https://eps.eko.in/products/bank-verification-api)
**What it does:** Confirm seeding of Aadhaar to the DBT recipient bank account.

**Why it matters:** Validates that the correct bank account is linked to the Aadhaar before routing the cashout.

### [Name Match](https://eps.eko.in/products/name-match-api)
**What it does:** Match the beneficiary's name across Aadhaar, the scheme record, and the bank account.

**Why it matters:** Prevents misdirected DBT payouts caused by name mismatches between the scheme list and the bank account.

### [DigiLocker Integration](https://eps.eko.in/products/digilocker-api)
**What it does:** Pull Aadhaar, driving licence, and ITR documents paperlessly via DIPP integration.

**Why it matters:** Eliminates document upload friction — borrower consents once and all docs are fetched automatically.

## How It Works

1. Beneficiary visits agent with Aadhaar number
2. AePS authentication — fingerprint scan
3. Balance check — DBT credit confirmed
4. Cash dispensed — agent debited, beneficiary credited
5. SMS receipt sent to beneficiary's registered mobile

## Industries Using This Pack

- [Agriculture](https://eps.eko.in/industries/agriculture) ([markdown](https://eps.eko.in/industries/agriculture.md))
- [Kirana & Retail](https://eps.eko.in/industries/kirana-retail) ([markdown](https://eps.eko.in/industries/kirana-retail.md))
- [Agent Networks (CSP/BC)](https://eps.eko.in/industries/agent-networks-csp) ([markdown](https://eps.eko.in/industries/agent-networks-csp.md))

## FAQs

### Which DBT schemes work with AePS cashout?
All Aadhaar-seeded DBT schemes including PM-KISAN, MGNREGA, PM Ujjwala, Pradhan Mantri Awas Yojana, scholarship schemes, and state-level DBT programs.

### What if the biometric scan fails?
Eko's AePS API includes biometric retry logic and UIDAI fallback OTP authentication for elderly customers with worn fingerprints.

## Related Solutions

- [Rural Financial Services Pack](https://eps.eko.in/solutions/rural-financial-services-pack) — Full rural banking bundle ([markdown](https://eps.eko.in/solutions/rural-financial-services-pack.md))
- [Assisted Banking Agent Pack](https://eps.eko.in/solutions/assisted-banking-agent-pack) — Complete agent banking stack ([markdown](https://eps.eko.in/solutions/assisted-banking-agent-pack.md))

- [Site index](https://eps.eko.in/index.md): Full list of API products, industries, and solution packs