DBT Cashout API Pack
Enable citizens to withdraw government DBT benefits at agent points — biometric cashout from PM-KISAN, MGNREGA, and all state DBT schemes.
What You Can Achieve
"Let any citizen withdraw their government benefit at the nearest kirana store — using only their Aadhaar number and fingerprint — in under 30 seconds."
What You Get
Every API in this pack, what it does, and why it's included.
AePS Cashout API
See API docs →What it does: Biometric cash withdrawal from any Aadhaar-linked government scheme account.
Why it's in this pack: The only way rural beneficiaries can access DBT funds without an ATM card — serves 100 million+ Jan Dhan account holders.
Bank Account Verification API
See API docs →What it does: Confirm seeding of Aadhaar to the DBT recipient bank account.
Why it's in this pack: Validates that the correct bank account is linked to the Aadhaar before routing the cashout.
Name Match API
See API docs →What it does: Match the beneficiary's name across Aadhaar, the scheme record, and the bank account.
Why it's in this pack: Prevents misdirected DBT payouts caused by name mismatches between the scheme list and the bank account.
DigiLocker Integration API
See API docs →What it does: Pull Aadhaar, driving licence, and ITR documents paperlessly via DIPP integration.
Why it's in this pack: Eliminates document upload friction — borrower consents once and all docs are fetched automatically.
How it works
Beneficiary visits agent with Aadhaar number
AePS authentication — fingerprint scan
Balance check — DBT credit confirmed
Cash dispensed — agent debited, beneficiary credited
SMS receipt sent to beneficiary's registered mobile
Frequently Asked Questions
Which DBT schemes work with AePS cashout?+
All Aadhaar-seeded DBT schemes including PM-KISAN, MGNREGA, PM Ujjwala, Pradhan Mantri Awas Yojana, scholarship schemes, and state-level DBT programs.
What if the biometric scan fails?+
Eko's AePS API includes biometric retry logic and UIDAI fallback OTP authentication for elderly customers with worn fingerprints.