---
type: "industry"
title: "Travel Industry APIs | Agent Onboarding & Payment Verification"
description: "KYB and payment APIs for travel OTAs, aggregators, and agent networks. PAN, GST, bank verification for agent onboarding. RBI compliant. Sandbox in minutes."
slug: "travel"
category: "sector-specific"
canonical: "https://eps.eko.in/industries/travel"
---


> **Canonical URL:** https://eps.eko.in/industries/travel
> This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above.

# Travel Industry APIs for agent onboarding & payment verification

Onboard travel agents and tour operators quickly, verify business credentials, and secure every commission payout — Eko gives travel aggregators and OTAs the KYB and payment APIs to scale their agent networks.

To get started, fill the form at https://eps.eko.in/signup (with your name, mobile number and email) or call us at +919513181707

## Trust Signals

- Trusted by 50,000+ businesses
- RBI Compliant
- Reliable, high-volume workflows

## The Challenge

India's travel industry relies on a vast network of independent agents — over 60,000 registered IATA agents and millions of informal resellers. OTAs and travel aggregators onboarding new agents face the same KYB challenge as any marketplace: verify identity, validate the business, confirm the payout account. Doing this manually blocks agent activation for days.

On the payment side, travel platforms must settle with hotels, airlines, and activity providers across India — often in real time. Verified settlement accounts and instant payment rails are critical to maintaining supplier relationships and agent trust.

## Recommended Solution Packs

### Merchant Onboarding Pack _(featured)_
Onboard travel agents with PAN, GST, and bank verification — activate them for commissions in under 10 minutes.

**Includes:** PAN Verification, GST Verification, Bank Verification

[View solution pack](https://eps.eko.in/solutions/merchant-onboarding-pack)

### Lending KYC Pack
Extend travel credit or BNPL to customers — full KYC and bank verification in one flow.

**Includes:** PAN Advanced, Bank Verification, DigiLocker, ITR

[View solution pack](https://eps.eko.in/solutions/lending-kyc-pack)

## Recommended APIs

| API | Description | Relevance | Link | Markdown Link |
| --- | --- | --- | --- | --- |
| PAN Verification | Travel agent and corporate client identity verification | High | [Details](https://eps.eko.in/products/pan-verification-api) | [Markdown](https://eps.eko.in/products/pan-verification-api.md) |
| GST Verification | Validate agency business registration and filing status | High | [Details](https://eps.eko.in/products/gst-verification-api) | [Markdown](https://eps.eko.in/products/gst-verification-api.md) |
| Bank Account Verification | Confirm agent commission payout and supplier settlement accounts | High | [Details](https://eps.eko.in/products/bank-verification-api) | [Markdown](https://eps.eko.in/products/bank-verification-api.md) |
| BBPS | Collect travel EMIs and booking advance payments via Bharat Connect | Medium | [Details](https://eps.eko.in/products/bbps-api) | [Markdown](https://eps.eko.in/products/bbps-api.md) |
| Passport Application Validation | Validate traveller passport application details for international booking compliance | High | [Details](https://eps.eko.in/products/passport-application-validation-api) | [Markdown](https://eps.eko.in/products/passport-application-validation-api.md) |

## Use Case Scenarios

### OTA agent network expansion
**Situation:** An OTA wants to onboard 10,000 travel agents across Tier 2–3 cities as business partners.

**Integration:** Merchant Onboarding Pack: mobile OTP → PAN verify → GST check → bank penny-drop → instant activation for booking and commissions.

**Outcome:** Agent activation from 5 days to 8 minutes. 3,000 new agents activated in the first month.

### Travel BNPL for corporate clients
**Situation:** A B2B travel platform wants to offer 30-day credit to corporate clients for flight and hotel bookings.

**Integration:** Lending KYC Pack verifies company PAN, DigiLocker pulls ITR, bank account confirmed. Fund Transfer issues approved credit to the booking account.

**Outcome:** Corporate GMV increased 60% within 3 months of BNPL launch.

## Why Eko

### Fast agent activation
PAN + GST + Bank penny-drop completes in under 10 minutes — agents start booking and earning same day.

### Supports informal agents
For agents without GST, PAN + Aadhaar + bank provides a compliant onboarding path.

### Real-time settlement
UPI Payout and IMPS disburse commissions and supplier payments instantly — no T+2 delays.

### One integration, all checks
PAN, GST, bank, Aadhaar — single API integration covers every KYB requirement.

## Integration Steps

1. **Sign Up** — Sign up in minutes at Developer Console page with your mobile number (OTP verify).
2. **Verify Identity** — Complete your basic KYC with PAN and address details to verify your identity.
3. **Test APIs Live** — Load funds into your wallet and test the APIs live before integrating.
4. **Integrate** — Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
5. **Go Live** — Get production credentials and start processing real transactions.

## Compliance

### RBI Payment Aggregator guidelines
Settlement account verification before disbursing collected payments meets RBI PA/PG requirements.

### GST compliance
GST Verification confirms agency TCS and input tax credit eligibility for B2B travel transactions.

## FAQs

### Can I onboard travel agents without GST registration?
Yes. The pack falls back to PAN + Aadhaar for individual agents below the GST threshold. Bank verification still runs to configure their payout account.

### How fast is the bank penny-drop verification?
Typically under 3 seconds. The API returns account holder name and active/inactive status in the same call.

### Can I use Eko for collecting customer advance payments?
Yes. BBPS supports advance payment collection. For card and UPI collections, Eko's payment gateway partners integrate alongside the verification APIs.

## Related Industries

- [Marketplaces](https://eps.eko.in/industries/marketplaces) ([markdown](https://eps.eko.in/industries/marketplaces.md))
- [SaaS Platforms](https://eps.eko.in/industries/saas-platforms) ([markdown](https://eps.eko.in/industries/saas-platforms.md))
- [Lending & NBFC](https://eps.eko.in/industries/lending-nbfc) ([markdown](https://eps.eko.in/industries/lending-nbfc.md))

- [Site index](https://eps.eko.in/index.md): Full list of API products, industries, and solution packs